JCPenney Credit Card

JCPenney Credit Card
Issued by Synchrony Bank
Advertiser Disclosure
Annual Fee
Regular APR
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee
Purchase Intro APR
0% for12 - 48 months
Transfer Intro APR
Balance Transfers Not Allowed
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip
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Sign-up Bonus

Save 20% on select apparel, shoes, accessories, fine jewelry, salon products, home, furniture and mattresses, and custom blinds and shades or save 5% on major appliances and select merchandise. The 20% offer can be combined with another coupon and earn JCPenney Rewards.
Earn 1 point for every $1 of qualifying purchases, up to a maximum of 2,000 points in a single purchase transaction.
Get a $10 JCPenney Rewards certificate for every 200 points.
Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points


Provide your email address to get your $10 rewards via email.

Application Requirements

Minimum credit score
Minimum Age

How To Apply JCPenney Credit Card

  • Open JCPenney Credit Card Application Website and fill in your personal information.

  • Select any options you want to attach to the card. You can choose to receive electronic reports, add security to authorized users or registered cards, and credit card insurance features can pay for your minimum balance or, in some cases, all possible balances.

  • Click Continue to submit your application.

  • You can visit JCPenney Store and apply. If you like, you can contact the staff.

  • You can apply for the  JCPenney Credit Card by selecting the appropriate Apply Now button below.

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How To Use JCPenney Credit Card

Where Can You Use JCPenney Credit Card?

  • The JCPenney credit card can be used for accommodating at JCPenney,, Sephora stores inside JCPenney stores,, Rite Aid, and

Pay Your JCPenney Credit Card Bill On Time

Something About JCPenney Credit Card Rewards

  • Double member reward points (1 point per $1 spent at JCPenney)

  • Receive $10 certificate for every 200 points earned

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About icomparecards

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why icomparecards born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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