Rewards

The Venture Rewards can provide the equivalent of 10% cashback when spending at Hotels.com/venture, and 2% cashback for every other purchase. This assumes you're redeeming for travel expenses at one cent per mile; if you get a better deal through a mile transfer you'll get higher cashback equivalents.


Costs

Annual fee

$0 intro for the first year, then $95

Bonus offer

Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel

Intro APR

N/A

APR

17.49% - 24.74% Variable APR

Cash Advance APR

24.74%, Variable

Balance transfer fee

$0

Foreign transaction fee

None


Application

See If You're Pre-Qualified

Are you eligible for a pre-qualified credit card offer? There's no impact to your credit score to find out now. Apply by phone

View Your Credit Score

Use CreditWise® from Capital One® to monitor your credit score and more. Learn about CreditWise.


Payment

View, edit or cancel a scheduled payment

To view pending payments, including online, mobile, phone and AutoPay payments, look under Pending Payments. From here, you can also edit or cancel a payment.

How to make an online credit card payment

Set up a payment account that will be associated with your credit card.

Make your online payment quickly and easily.

You can schedule up to three payments at a time.


Customer Service

Phone number

Call Chase at 1-800-283-1211

Find an ATM or Capital One location near you

When you need us, we'll be there. Visit a Capital One ATM or branch near you or experience Banking Reimagined® at a Capital One Café.

Capital One® Venture® Rewards Credit Card

From good To exceptional ( Credit Recommended 690-850 )

Capital One® Venture® Rewards Credit Card

The world of points and miles is nothing if not complex, full of acronyms and abbreviations that can confuse even the most experienced users. That’s why a card like the Capital One® Venture® Rewards Credit Card can be a breath of fresh air for its simplicity if you use the purchase eraser feature and redeem your miles against the cost of most travel expenses charged to the card. On the other hand, if you enjoy the thrill of finding and booking a high-value premium-cabin award, the Venture Rewards card offers the ability to transfer your miles to 15 airline partners. With a 2:1.5 transfer ratio for 12 partners and a 2:1 ratio for the other three, you can think of the Venture Rewards card as earning 2% cashback or 1-1.5 airline miles per dollar, whichever gives you more value.

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pros and cons

High rewards rate

No foreign transaction fee

Flexible rewards redemption

Sign-up bonus

Has annual fee

Requires good/excellent credit

Redemption value for cash is half of value for travel

Cost

Annual Fee

$0 then $95

Purchase APR

17.49%-24.74%(V)

Foreign Transaction Fee

None

Cash Back

2%-10%(V)

Credit Score

690-850

Sams Credit Card

The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.

Big Lots Credit Card

The Big Lots Credit Card is a good choice for frequent Big Lots shoppers who want the flexibility to pay for their purchases over time. If you can handle the deferred-interest financing deals properly, you can save a lot of money and gain the flexibility around paying your credit card bill. Most people, however, will be better off with a cash-back card that works anywhere and earns rewards of some kind. Try the CardCruncher tool to find the right card for you.

Surge Mastercard Credit Card

The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application.

Menards BIG Credit Card

Menards has been one of the leading stores for home improvements for over five decades now. Many people rely on this store for their home improvement needs where they spend thousands of dollars. The Menards Big Card is designed to help all the Menards loyalists to get more rewards from making their purchases in the store and a few other selected gas stations. The card offers different types of rewards from cash back to in-store financing making it a very valuable tool especially if you tend to do a lot of home improvement.

Stein Mart Credit Card

The Stein Mart Platinum Mastercard® offers additional savings on items that fly off the rack at the discount retailer's store.The card, issued by Synchrony Bank, earns rewards at the retailer online and in-store and everywhere that Mastercard is accepted. It also offers perks such as exclusive savings events, birthday surprises and the chance to earn even more rewards with Elite status. The card's annual fee is $0.

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