Up to 1.5% cash back after making 12 on-time monthly payments and 1% cashback on purchases right away.


Intro Purchase APR

Not Offered

Intro Balance Transfers APR

Not offered

Regular APR

14.49% - 25.49% (Variable)

Annual Fee


Foreign Transaction Fee



You can apply for the card through the Petal official website.



Head to the Payments page of your Petal account online, or on the mobile app. If you haven’t already, set up a payment account to use to make a payment or select an account that's already connected as your ‘pay from’ account.

Customer Service


(855) 697-3825

Petal Visa® Credit Card

From To ( Credit Recommended Limited History )

Petal Visa® Credit Card

The Petal Visa Credit Card is one of the best starter credit cards on the market. It offers cash back rewards, considers people with a thin credit history and holds the potential for a low-interest rate compared with what you might get from other cards meant for building credit. Plus, it doesn’t have add-on fees. But the interest rate could also be high, so you may be in danger of paying a lot in interest if you carry a balance.

Read More


pros and cons

Apply with no credit history.

Offers credit limits of up to $10,000.

No fees apart from interest payments.

It offers a money management tool.

Cashback rewards for all purchases, which increase when you pay on time.

APR on purchases.

People who have struggled with credit may not qualify can be high.


Annual Fee


Purchase APR

14.49% - 25.49% (V)

Foreign Transaction Fee


Cash Back


Credit Score

Limited History

Sponsored Links

Related Credit Card/Article

The Blaze Mastercard is an unsecured credit card designed specifically for people working toward building their credit. After making six on-time monthly payments, cardholders can qualify for a credit line increase, but they will pay an annual fee and authorized user fee.The Blaze Mastercard bills itself as the "go-to card for people to start rebuilding their credit." If you want to repair your credit without resorting to a secured credit card, the Blaze Mastercard is a solid option.
Blaze MasterCard Credit Card
The Milestone Gold Mastercard from The Bank of Missouri is an unsecured credit card designed to help you build or rebuild your credit history. Depending on your credit situation and how you use the card, however, it could get expensive.
Milestone Gold Mastercard
Thinking about applying for the Lowe’s Advantage Card? If you want a card with rewards and advantages like 5% off* when you shop, or six months Special Financing** on purchases of $299 or more, or 84 fixed monthly payments with reduced APR† financing on purchases of $2,000 or more, a Lowe’s Advantage Credit Card may be right for you.
Lowe's Advantage Credit Card
The Indigo Platinum Mastercard is an option “for those with less than perfect credit,” as the card's website states — but it may not be an ideal one. The card, issued by Utah-based Celtic Bank, comes in a variety of different colors and designs, but don't let that distract you from its potentially high fees.
Indigo® Platinum Mastercard
If you're a Lowe's loyalist, the Lowe's Advantage Card can make a lot of sense. Unlike store cards that give you rewards points that have value only if you return to the store and spend more money, this $0-annual-fee card gives you a flat 5% discount on almost everything at Lowe's. The card also offers deferred-interest financing for larger purchases — but if you take advantage of it, you need to be careful, or you could be in for a nasty surprise.
Lowe’s Advantage Card
The Verve Mastercard is one of a few credit cards by Continental Finance and one of the two that is only available through mail offers (ie you cannot apply for this card online without a mail offer).
Verve Credit Card
The Home Depot Consumer Credit Card, issued by Citi, is a store credit card exclusively for Home Depot purchases.
Home Depot Credit Card
The Fortiva Mastercard is geared toward people with poor credit scores who might not otherwise qualify for a credit card.
Fortiva® Mastercard® Credit Card
The Macy’s Credit Card is a store credit card that can only be used at Macy’s. It offers discounts and offers for cardholders, and provides more benefits the more you spend.
Macy's Credit Card
Home Depot Credit Card Application Online1.To get started, visit website at on “Credit Services” at the top of the page.3.Scroll down to the Consumer Credit card area and click “Apply Now” to apply for Home Depot card4.Enter your first and last name, your email