Rewards

Welcome Offer

60,000 points after spending $4,000 in the first 3 months

Points

3x points on travel and gas, 2x points on dining and entertainment and 1x points on everything else


Costs

Regular APR

17.49% to 25.49% Purchase APR (variable).

Annual Fee

$0 for the first year ($95 thereafter)

Cash advance rate

26.74% variable

Foreign transaction fees

None


Application

Apply for the Citi Premier℠ Card if you’re at least 18 years old and a US citizen.

Go to the Citi website.

When you fill out your application form, you’ll need to provide:


Payment

Online Bill Payment

Or you can call 1-800-374-9700 to learn more.


Customer Service

Phone

1-800-950-5114

Mail address

P.O. BOX 9001037

Louisville KY, 40290-1037

Citi Premier℠ Card

From very_good To exceptional ( Credit Recommended 740-850 )

Citi Premier℠ Card

The Citi Premier℠ Card costs $95 a year starting the second year. For most, it’s the option that’s just right. Points give you lots of flexibility, as you can redeem them for a variety of travel rewards. And if you redeem them through the ThankYou® Travel Center, they’re worth 25% more. If you’re a frequent American Airlines flyer, you might like one of Citibank’s co-branded airline cards

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pros and cons

60,000 points as welcome offer.

Up to 3× points.

No annual fee for the first year.

Expect to pay $95 annually, starting from your second year of card membership.

17.49% to 25.49% Purchase APR (variable).

No intro APR period.

Cost

Annual Fee

$0 for the first year ($95 thereafter)

Purchase APR

17.49%-25.49% (V)

Foreign Transaction Fee

$0

Cash Back

None

Credit Score

740-850

Long Hotel Stays

Frequent travelers have had a long-lasting love affair with the Citi Prestige® Card (Review). This card offer is unique for its fourth night free on hotel stays of four nights or more, a valuable perk that could help you save hundreds or even thousands of dollars per year, if you stay at high-end properties. The Prestige used to be a powerhouse because you could use that benefit as often as you wanted, but now it’s capped at two uses per year. This new limitation is a bit of a downer, but most people shouldn’t mind too much because Citi stated that the average cardholder didn’t use that perk more than twice per year anyway.

Various Hotels

The Citi Prestige® Card (Review) has an excellent rewards program for anyone who tends to stay with different hotel brands, with 3X points for every stay (plus other handy categories for travel). But the best part? You’ll get your fourth night free on hotel bookings, up to twice per year, when you book with ThankYou.com. Plan to use those on a nice vacation, at a fancy hotel or resort, and they could easily be worth over $1K per year. There’s also solid airport lounge access through Priority Pass, and a travel credit to help offset the annual fee.

Airport Lounge Access

When it comes to lounge access, there’s really no beating The Platinum Card® from American Express (Review) and its Global Lounge Collection. There are quite a few cards offering the popular Priority Pass Select membership, but the Platinum card grants access to that along with a host of other lounge brands, including Delta Sky Clubs and Amex’s own exclusive Centurion lounges. See everything you get with the Global Lounge Collection here. It’s worth noting that the Platinum card’s Priority Pass Select membership excludes non-lounge experiences, though they’re still offered through competing premium cards, like the Sapphire Reserve. The business version of this card provides the same excellent lounge access, though some other card features are different: The Business Platinum® Card from American Express (Review). Premium credit cards aren’t your only options for lounge access; check out the full marketplace of Credit Cards that Provide Airport Lounge Access.

Premium Travel Rewards

Frequent travelers can get a lot out of the Chase Sapphire Reserve® (Review). Cardholders enjoy an excellent rewards rate on travel and dining, valuable travel benefits that are easy to take advantage of, and diverse travel partners for point transfers. Wondering if you should go with the Sapphire Reserve or the less-expensive Chase Sapphire Preferred® Card (Review)? Read our comparison of the Chase Sapphire Reserve vs. Sapphire Preferred.

Travel Rewards with No Annual Fee

The Capital One® VentureOne® Rewards Credit Card (Review) is the top no fee travel card because it offers a decent reward rate for every purchase you make, with the ability to transfer your miles to a variety of airline partners. It can help you travel for free without putting an extra strain on your wallet, as long as you avoid interest and other fees.

Related Credit Card/Article

The Chase Sapphire Preferred offers an unusual amount of value for the price. A good pick for both frequent flyers and occasional travelers, the card not only has a solid rewards program and a mammoth sign-up bonus, but it also includes some of the most generous travel insurance benefits you’ll find for a card with an annual fee of less than $100.
Chase Sapphire Preferred® Card
The Capital One VentureOne Rewards is a general-use card that offers 1.25X miles per dollar on all purchases, and you can exchange those miles at a number of airline loyalty programs where you may find a higher value.
Capital One® VentureOne® Rewards Credit Card
Designed for the frequent Delta Air Lines flier, this card offers considerable rewards and benefits at the cost of a high annual fee. Along with some nifty perks to help you save money and travel more comfortably, you’ll also enjoy a personal concierge service and a free membership to the Delta Sky Club.
Delta SkyMiles® Reserve American Express Card
The Credit One Bank American Express Card is a credit card option for people with average credit. The terms you’ll be offered vary depending on your creditworthiness.
Credit One Bank® American Express Card
The world of points and miles is nothing if not complex, full of acronyms and abbreviations that can confuse even the most experienced users. That’s why a card like the Capital One® Venture® Rewards Credit Card can be a breath of fresh air for its simplicity if you use the purchase eraser feature and redeem your miles against the cost of most travel expenses charged to the card. On the other hand, if you enjoy the thrill of finding and booking a high-value premium-cabin award, the Venture Rewards card offers the ability to transfer your miles to 15 airline partners. With a 2:1.5 transfer ratio for 12 partners and a 2:1 ratio for the other three, you can think of the Venture Rewards card as earning 2% cashback or 1-1.5 airline miles per dollar, whichever gives you more value.
Capital One® Venture® Rewards Credit Card
Discover it® Miles is a very good travel rewards credit card, especially the first year. Instead of giving new cardholders a few hundred dollars in rewards for spending thousands within a few months of opening an account, as is common with some of the best rewards cards, Discover it Miles doubles all the miles you earn the first year as an anniversary gift.
Discover it® Miles
The Discover it® Balance Transfer card is an elite 0% interest credit card for people with good credit or better. It offers 0% for 18 months on balance transfers and 0% for 6 months on new purchases, followed by a regular APR of 13.49% - 24.49% (V), depending on creditworthiness. The balance transfer fee is 3% intro (5% after), but like all other Discover credit cards, Discover it® Balance Transfer has no annual fee and no foreign transaction fee.
Discover it® Balance Transfer
The Chase Ink Business Preferred offers a broad range of bonus categories that help cardholders maximize their rewards. Since the points you earn are ridiculously flexible, this card is ideal for business owners who want to redeem rewards in more than one way.
Ink Business Preferred℠ Credit Card
Alaska Airlines wins out with annual companion fares that start at $121, not to mention 40,000 bonus miles, free bag checks for you and up to six others, unlimited miles and no foreign transaction fees. You’ll earn 3x miles on purchases with Alaska Airlines and Virgin America and 1x miles on all other purchases.
Alaska Airlines Visa Signature® Card
A simple points structure, no annual fee, an intro APR offer, and a hefty signup bonus make the Bank of America® Travel Rewards credit card our top pick for travel rewards. You’ll get 1.5 points for each dollar spent and an additional 1.5 points — a total of 3 points — on noninsurance purchases made through the Bank of America Travel Center.
Bank of America® Travel Rewards